(NC)—What keeps students up at night? Not just cramming for exams. They're worried about making money and the impact that has on their school performance.

(NC)—Part of being in college or university is learning to be independent – including financially independent. That's easier said than done for many students, according to a new RBC poll.

(NC)—When money gets tight, how do students cope? According to a new poll from RBC, in the latest year, 61% spent less on food, 57% spent less on alcohol, 23% didn't buy all the books they needed, and 11% paid their tuition late.

(NC)—According to a new RBC poll, 35% of returning college and university students and 43% of new students feel that they can only stretch their spending money as far as the Christmas break. Half of post-secondary students expect their spending money to run out before the school year ends.

(NC)—One of the priorities for newcomers to Canada is getting settled and becoming established financially. Andrea Metrick, head of client strategy and multicultural markets for RBC Royal Bank offers these five tips for making a successful transition:

(NC)—Newcomers typically have many questions and decisions to make when they arrive in Canada, especially when they're trying to get established financially. RBC Royal Bank visited China and India recently to speak with people before their move to hear about their questions and concerns first-hand.

《News Canada讯》加拿大新移民首要处理的事情之一，是要尽快安顿下来，并且建立稳健的财务。就此，RBC皇家银行客户策略及多元文化市场主管Andrea Metrick提供了下列五点提示，协助新移民成功过渡：