Keeping safe during the holidays
(NC) The holidays can be a hectic time of the year with parties and shopping and all the preparations. While you're busy enjoying the holidays, you'll want to think about taking a few safety precautions at home -- house fires are often more prevalent during the holidays, as are thefts and break-ins. RSA Canada, one of the country's biggest home, car and business insurers, recommends taking a few precautions now to ensure you enjoy the holiday season.
Christmas tree safety:
Buy the freshest, greenest tree you can buy: a dried out Christmas tree can become engulfed in flames in less than 30 seconds. To test for freshness, you can try bouncing the trunk against the ground. If a lot of needles fall off, the tree is dried out. Once you've got your tree, make sure to water it regularly to keep it fresh. You'll also want to make sure you secure the tree so it doesn't tip over and damage your floors or the ceiling of rooms below. Follow the manufacturers' instructions with lights and ornaments, and don't string more than 3 sets of lights together.
Instances of theft tend to increase during the holidays when people have their cars loaded with gifts. When shopping, be wary of taking loads of parcels to your car and returning to the mall. Watch your surroundings, and hide parcels either in the trunk or under a blanket. Once you get your gifts home, keep them out of sight in a closet or elsewhere. Also, be careful when disposing of the boxes from big ticket items, like TVs and computers. Don't set boxes out on the curb – it's an advertisement to thieves. Break boxes down and bury them inside your recycling bin.
If you do buy an expensive piece of jewelry, technology or art, talk to your insurance broker to make sure you're covered. This holiday season, make sure you've taken all the preparations and for more information on what you can do to protect yourself, talk to your insurance broker.
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