What's your banking personality?
According to a recent survey conducted on behalf of President's Choice Financial, Canadians have very different personalities when it comes to their banking. Which one are you?
Organized. You've got the accounts and services you need, and you know where your money is and why you've put it there. You are on track, but could still benefit from time- and money-saving efficiencies, like no fee daily banking, rewards for groceries, and mobile banking for your busy lifestyle.
Zen. You like to keep it simple and not worry too much. You want the best results for the least effort, and you appreciate uncomplicated plans that don't require a lot of maintenance. You might consider a simple no fee chequing account and setting up automatic payments on your credit card that is linked to a rewards program.
Chaotic. You've got multiple accounts (sometimes at multiple banks) that you can't keep track of. You aren't sure how much you're spending, or what exactly you're getting for your money. As a result, you may have trouble keeping on top of your finances. You could benefit from streamlining your banking into simple, no fee chequing and no annual free credit card accounts that you can access easily and earn you rewards.
No matter what your personality, it's always a good idea to take the time and look at what else is out there. You might be pleasantly surprised at how good banking can help you save, so that you can do the things you really want.
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