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It's easy to reduce the stress of personal finances

(NC) A lot of unnecessary stress could be eliminated if we put a greater focus on our personal finances, according to a spokesperson with the Chartered Professional Accountants of Canada (CPA Canada).

“Financial decisions do matter,” says Nicholas Cheung, CPA, CA and a director with CPA Canada.

A national survey, conducted in 2012, revealed that individuals who closely monitor and follow a budget are less likely to be stressed. According to the research, almost half of the respondents who always stuck to a household budget did experience some money worries. However, for those respondents who did not have a budget or occasionally spent beyond their budgeted limits, two-thirds experienced money worries.

“A budget does not necessarily eliminate financial stress but it can sure help to reduce it,” stresses Cheung. “Investing time and energy into managing your personal finances can go a long way in providing some peace of mind.”

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