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Tips for saving money in the New Year

(NC) –The New Year is the time for goal setting, rejuvenation, and saving money.. Here are some tips from Kathy Buckworth, Chief Family Advisor for PC Financial and the PC Plus program on how to start the New Year with a bang without breaking the bank.

• Plan ahead and set a budget. Create a weekly plan and budget for your grocery bill.. Get inspiration from recipes from your favourite cookbooks or online sites like Shopping with a list can help you stick to the ingredients and foods you need and help prevent you from picking up items you don't need.

• Join a loyalty program that gives you rewards for food and redeem your points. Grocery loyalty programs such as the PC Plus rewards program available at Real Canadian Superstore and Atlantic Superstore locations sends you offers on the items you buy most often so that you can earn points, and then helps you save money on your holiday foods when you redeem the points you have earned at check-out. Once customers accumulate 20,000 PC points, they can redeem $20 off their grocery bill. This rewards program is designed for a smartphone and also has tools such as meal plans and integrated shopping lists that allows you to add foods from Real Canadian Superstore and Atlantic Superstore flyers, from recipes and from your personalized points offers. After the unavoidable expenses of the holiday season, a loyalty program is a great way to save money on the every day essentials.

• Throw a potluck: If you are hosting a dinner party in the New Year, make it a potluck and ask guests to each bring a food item. Not only will it add to your food variety, but it will also help you cut down on costs.

Get creative with home décor: Add a personal touch and make homemade decorations instead of store bought ones. Not only is it inexpensive, but also your friends and family will appreciate the thought that goes into the homemade decor.

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