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Get your tax refund faster with direct deposit

(NC) Imagine waking up to find your income tax refund has been deposited into your bank account automatically—no waiting for a cheque, no walking to the mail box and no driving to the bank. With direct deposit for tax refunds and other federal payments, that scenario can be yours.

The federal government is increasing its use of direct deposit by phasing out federal government cheques by April 2016. The sooner you enrol, the faster you can start getting your money. Direct deposit applies to all federal government payments such as income tax refunds, GST/HST tax credits, Child Tax Benefits, Universal Child Care Benefits and Old Age Security payments.

There are three ways to enrol for direct deposit:

• You can visit www.directdeposit.gc.ca, the Canada Revenue Agency's My Account site or use your Service Canada My Account to sign up.

• You can visit your bank where an agent can help you fill out a form. Most banks can provide enrolment forms.

• You may also receive an enrolment form with your cheques from time to time. If you need help filling out the form or would like to order one, call 1-800-O-Canada.

In order to direct a payment to your bank account, you'll need to provide your banking information or a void cheque. If you don't have cheques, or the account you choose isn't a chequing account, you can obtain the information by visiting any branch of your bank.

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