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Insurance can help prevent March Break madness

(NC)—It's time to pack up the kids and hit the road for a family adventure. But before leaving home this March Break, it's important to take proper precautions to ensure you and your family have a safe and happy vacation. Just a few simple steps before leaving for your trip will allow you to enjoy time away with loved ones.

Dave Minor, Vice President, TD Insurance recommends adding the following to-do's to your vacation checklist before heading out of town:

Think about travel insurance: Planning to get away from it all or just out of the province? One thing you don't want to leave behind is the quality medical care and coverage you have at home, so be sure to review the terms of your coverage carefully before leaving town. While you never want to think the worst-case scenario will happen while you're away, it's best to be prepared. Some credit cards may even include basic travel coverage and allow you to enhance your coverage, so be sure to check with your credit card issuer.

Protect your identity: Just because you're on vacation doesn't mean fraudsters are too. Every year, thousands of Canadians fall prey to identity thieves and are left with big bills, bad credit and a tarnished financial identity. While it's important to take safety measures while travelling, such as keeping your purse or bag close to your body, or being aware of your surroundings, you can take action against fraudsters before leaving town. Speak to your insurance provider to find out options available to stop fraud before it starts.

Look after your home while away: A mailbox stuffed with mail and newspapers on the front step are sure signs that you're out of town, and can be used to a burglar's advantage. Before heading on vacation, take the necessary precautions to make it look like you're still living at home. Cancel your newspaper, ask your neighbour to collect your mail or shovel your driveway if there's snow, and leave a car parked in the driveway. Consider installing extra security measures – security alarms can decrease your insurance premiums, and deadbolt locks will provide extra protection.

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