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Personal Finance
Word count: 257
(NC) Canada is famous for its cold winters, and perhaps equally as famous for its snowbirds seeking warmer temperatures during those chilly months. In fact, a recent TD Insurance survey found that almost one third of those aged 51 and over are planning to travel outside the country for an extended period this winter. Here are some tips to help you travel smartly and safely this snowbird season.
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(NC) Considering flying south for the winter? Before you wing your way towards warmer temperatures, here are a few tips to keep in mind.
Word count: 365
(NC) If you're over 55 and planning an extended trip down south, there are a few things you should know about extended stay travel insurance. In a recent TD Insurance survey of snowbirds who are planning to travel, almost one in four respondents aged 51-69 said they aren't expecting to purchase extended stay travel insurance. And, 31 per cent of those suggested travel medical insurance is too expensive - all of which can add up to a risky financial situation.
Word count: 349
(NC) How much should a Canadian charity be spending on fundraising and overhead? How should you judge? If you've ever looked at a charity's financial report and wondered whether they were spending too much or too little, you're not alone.
Word count: 233
(NC) Did you know that many of us mistakenly believe that having a will is not a priority? Nothing could be further from the truth. In fact, a will is probably the most important document you will ever write.
Word count: 433
(NC) We're fortunate in Canada to be protected by strong building codes that ensure our homes are safe and efficient. Building codes set out what we need to achieve and standards that need to be met, but typically, the choice of building materials remains at the discretion of the homeowner or contractor. That's where potential lies to either get things right or to make costly mistakes. That's because not all building materials are created equal. And one of the riskiest places to cut corners is with what's behind your walls.
Word count: 321
(NC) It goes without saying that most of us would appreciate a little more money in our pockets. Believe it or not, it's actually an achievable goal. In fact, a few simple tips can help you uncover meaningful savings each and every month. Need some ideas? Here's a little inspiration to get you started:
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(NC) If your older home holds more chill than charm, it could be that it's time to consider a few energy efficiency upgrades. Many are simple and cost-effective, but can make a considerable impact on your monthly energy bills. The savings from upgrades typically start right away and can really add up over time.
Word count: 270
(NC) Being an entrepreneur means that you'll often figure things out as you go along, without guidance or an established structure to help you navigate. Though it is one of the most exhilarating aspects of the job, it can also be daunting, especially when you're first starting out. Dan Kelly, CEO of the Canadian Federation of Independent Business, offers his top three tips for small business owners.
Word count: 338
(NC) Do you dream of starting your own business one day, but don't know where to begin? Making a living out of your passions can be more possible than you think, and lots of entrepreneurs have been able to create successful businesses out of theirs.
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(NC) What if you could remodel your kitchen without the headache of a major renovation and, depending on your scope and selection, for a fraction of the cost? Rose DiFonzo, kitchen and bath installation expert at The Home Depot, suggests a simple way to make your dream a reality.
Word count: 303
(NC) Do you keep an eye on your retirement nest egg despite the distracting, day-to-day tasks of running your small business? Many of us don't, but there are some clever ways to be proactive for future financial security.
Word count: 408
(NC) The old adage, do what you love and you'll never work a day in your life, is the mantra many entrepreneurs use to justify the endless time and energy needed to successfully start a small business. And while their passion and energy may be limitless, most of the time their resources are not.
Word count: 300
(NC) When it comes to romantic relationships, the traditional thought is that opposites attract. But personal finance experts say that couples with different attitudes towards money need to find a middle ground to achieve financial bliss.
Word count: 303
(NC) As the colder months approach, you'll be looking for ways to keep your home warm. This is a great opportunity to look at ways to save on energy costs this fall and winter. Here are some ways to stay warm while improving your energy efficiency: